Commercial Real Estate Financing in San Jose, CA

San Jose, CA is home to a wide range of opportunities for commercial real estate investors. From Silver Creek to Canoas Garden, St. Leo’s, Lone Hill Highlands, and every neighborhood throughout the city, commercial real estate investors are finding ways to generate revenue from fix and flips, business properties, new construction, and more. At Growth Capital Team, we provide commercial real estate financing for transactions and projects of all shapes and sizes throughout San Jose, CA.

SBA Loans for Commercial Property in San Jose, CA

Growth Capital Team offers both SBA 7a and 504 loans for commercial properties in San Jose, CA. Our SBA loan programs feature:

  • Loan amounts as high as $5,000,000
  • Low interest rates
  • Full amortizations
  • Fixed and variable rate options
  • No penalties for prepayment
  • Loan-to-value between 80% and 90%
  • Prequalifications within 48 hours
  • Terms up to 25 years
  • No balloon payments

Conventional Loans for Commercial Real Estate

We offer conventional loans for owner-occupied and stabilized properties in the San Jose area, such as:

  • Automobile dealerships
  • Convenience stores and gas stations
  • Hotels and motels
  • Dry cleaners
  • Daycare centers
  • Automotive repair shops
  • Franchises
  • Office space
  • Retail
  • Medical and veterinary practices
  • Self-storage
  • Mixed-use

Our conventional loans include: 

  • Financing up to $100 million
  • Up to 75% LTV
  • Terms up to 10 years
  • Amortizations up to 30 years

Bridge Loans for Properties in San Jose, CA

Growth Capital Team provides bridge loans to fill in any gaps in capital during or in between commercial real estate transactions. Our bridge loans feature:

  • Financing up to $100 million
  • Up to 80% LTV
  • Interest-only amortizations
  • Low interest rates
  • Fast closings

CMBS Loans for Commercial properties

Growth Capital Team offers commercial mortgage-backed securities loans with amounts up to $50 million, LTV up to 80%, and generous terms up to 30 years.

HUD and FHA Loans in San Jose, CA

We provide HUD and FHA loans for healthcare, managed living, multifamily, and similar properties throughout San Jose, CA. Our HUD and FHA loans include: 

  • Financing from $2 million on up to $50 million
  • Non-recourse options
  • Permanent funding
  • Credit enhancements
  • Full amortizations
  • Low permanent fixed rates
  • Fully assumable
  • Integrated construction
  • Tax exempt financing

Equity and Mezzanine Financing

Not all commercial property transactions and projects fit neatly within a traditional debt-based loan structure. Growth Capital Team offers equity and mezzanine financing to give borrowers greater flexibility, plus the financing they need to fit the size and scope of their transactions.

Construction Loans in San Jose, CA

Growth Capital Team offers financing for large construction projects in the San Jose area. Our construction loans feature ongoing to permanent financing for borrowers with equity experience.

Get Started

Contact the team at SV Financial services today to get the funding you need for commercial real estate in San Jose, CA.

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