Equipment Financing and
Leasing for All Industries
Your business needs tools and machines to operate. However, purchasing that equipment can be prohibitively expensive. Even in the best circumstances, it is an unnecessary drain on your cash flow. SV Financial can help with equipment leasing and financing programs. We will help you get everything your team needs to succeed without draining your cash.
Financing vs. Leasing
We can offer both financing and leasing options. Our clients typically choose equipment financing if they expect to continue to use the item for a long time. We can offer up to $500,000 or more depending on the item. Additionally, we require little or no down payment on most applications. Smaller purchases require no financing statements.
Equipment leasing is most popular for items that may become obsolete or otherwise may be replaced on a relatively short timeline. The advantages of this include avoiding obsolescence, making low monthly payments and enjoy benefits for taxes and accounting.
With either option, we can help you acquire anything from computers to backhoes. We also have some special programs for businesses in unique circumstances.
Our Special Programs
We know that each of our clients is unique. These are some of the programs we offer:
- Startups: We help new businesses get the equipment they need. This is available for companies that were founded in the last two years.
- Poor Credit: Have you been turned away for financing elsewhere? We can help even if you have B-, C- or D-credit.
- Sale & Lease Back: Need money now? We will buy your current equipment from you and lease it back to you. You will regain ownership after making the final payment.
- Government Entities: We can offer guaranteed approval to government entities. These are some example of qualifying organizations: School districts, Uniformed services, Federal and state agencies, Libraries.