STATED INCOME LOAN
What Can a Stated Income Loan
Do for Your Business?
If you are searching for a flexible avenue of financing that can enrich your business in many ways, a stated income commercial real estate loan could be the ideal solution. This type of loan is perfect for new businesses or those that are struggling and allows you to use the money you receive in any way you deem fit. Consider using a stated income loan from
How Are Stated Income Loans Different From Traditional Financing?
While traditional avenues of financing typically focus on credit history for approval, stated income loans look at property value. If your company owns property that has a value exceeding the combined cost of its mortgage, taxes and insurance, it is eligible for a stated income loan even if it does not have great credit. Stated income loans also require less paperwork and documentation so they are usually approved more quickly than traditional loans.
What Are the Benefits of a Stated Income Loan?
Stated income loans give you complete control over how you spend the money you receive. You are free to use it to purchase inventory, consolidate debt, obtain equipment, refinance or any other purpose. This flexibility is the primary benefit of stated income loans but you can also expect to receive the following benefits from SV Financial if you have a credit score of at least 600.
- Up to 65% LTV for commercial properties such as office buildings and warehouses.
- Up to 70% LTV for investment and owner-occupied properties.
- Up to 75% LTV for multi-family and mixed-use properties.
- Self-employment and W-2 documentation.
- Terms of up to 25 years with fixed rates.
- Loan amounts of up to $500,000.

Get Started
SV Financial can provide you with a stated income commercial real estate loan that has generous and competitive terms. Contact us today to discuss your options and determine if this avenue of financing is right for you.